What is a "Hurritane Deductible" in New York?
Many NY coastal policies have a percentage-based deductible for windstorms. We help you understand exactly what your out-of-pocket costs would be after a storm.
Does my policy cover "Water Backup" from city sewers?
Standard policies usually exclude this. Given NYC’s aging infrastructure, we recommend this endorsement for all our local clients.
Can I insure my property held in a Trust or LLC?
Absolutely. This is common in New York for privacy and asset protection. We specialize in naming these entities correctly on your policy.